Direct Loan Limits

Dependent Undergraduate Students
Class Level Subsidized Total Sub/Unsub
Freshman $3,500 $5,500
Sophomore $4,500 $6,500
Junior $5,500 $7,500
Senior $5,500 $7,500
Aggregate
$23,000 $31,000

Independent Undergraduate Students1
Class Level Subsidized Total Sub/Unsub
Freshman $3,500 $9,500
Sophomore $4,500 $10,500
Junior $5,500 $12,500
Senior $5,500
$12,500
Aggregate $23,000 $57,500

Graduate Students2 
Class Level   Unsubsidized Only
Graduate  $20,500
 Aggregate3  $138,500

1 Answered "yes" to any question in Step 3 on FAFSA. These loans limits also apply to dependent undergraduate students whose parents were denied a PLUS loan due to adverse credit history
2 Masters, Doctoral or Specialist degree granting program
3 Includes amounts received as an undergraduate