Undergraduate Dependent Students
Class Level Subsidized Total Sub/Unsub
Freshman $3,500 $5,500
Sophomore $4,500 $6,500
Junior $5,500 $7,500
Senior $5,500 $7,500
Aggregate $23,000 $31,000
Independent Undergraduates1
Class Level Subsidized Total Sub/Unsub
Freshman $3,500 $9,500
Sophomore $4,500 $10,500
Junior $5,500 $12,500
Senior $5,500 $12,500
Aggregate $23,000 $57,500
 
Graduate Students2
For loan periods beginning before July 1, 2012
Class Level Subsidized Total Sub/Unsub
Graduate $8,500 $20,500
Aggregate3 $65,500 $138,500
Graduate Students2
For loan periods beginning after July 1, 2012
Class Level Unsubsidized Only
Graduate $20,500
Aggregate3 $138,500
 
1 Answered "yes" to any question in Step 3 on FAFSA. These loan limits also apply to dependent undergraduate students whose parents were denied a PLUS loan due to adverse credit history
2 Masters, Doctoral or Specialist degree granting program
3 Includes amounts received as an undergraduate