Learning to effectively manage your finances is an important skill to learn while you are in college. In the current economic climate, financial literacy on college campuses is a growing concern. More and more parents and students are turning to loans to fund the increasing cost of a college education. The financial decisions that students make now will impact them for years to come. Here is a list of tools to help students better understand their finances and make informed decisions.
UCSB Financial Wellness Online Modules
UCSB Financial Wellness Training
You will learn some of the most important healthy financial habits you should develop while you are attending college, and also receive an overview of various resources around campus that can contribute to your financial wellness here at UCSB.
How to Pay for UCSB
You will learn how Financial Aid payments work and how to understand your BARC (Billing Accounts Receivable Collections) account. We will provide important tips and advice on how to manage your student account, avoid potential pitfalls, and also introduce you to other financial resources around campus.
Moving Off-Campus
You will learn everything you need know about looking for housing, how to plan financially, how to handle roommates, and receive tons of tips and advice for when you are planning to move out of the dorms.
Know Before You Owe Training
You will learn about different kinds of debt, how credit cards work, and how to protect your credit score. You will also learn about the different types of student loans available to students here at UCSB and how to best manage repayment.
Guide to Balanced Eating on a Budget
You will learn how to eat balanced, healthy meals on a budget, and also receive an overview of various resources around campus that can contribute to your food security here at UCSB.
Guide to Health Insurance
You will be introduced to how insurance works, general health insurance terminology, and learn all about our UCSHIP plan and other wellness resources through UCSB Student Health and around campus.
UCSB's Guide to Technology on a Budget
You will learn about technology resources that are offered on campus. You will also learn about technology resources that are offered on campus. You will also discover tools to help assess what best suits your technology needs.
Budget Planning Tools
Our office encourages students to budget their money wisely in order to avoid over-borrowing or the use of high interest loans or credit cards. In an effort to help students track their financial aid, income and expenses we have developed two budget calculators. These budget calculators are Microsoft Excel files, optimized for use on Microsoft Windows.
Simple Budget Planner
This simple budget planner allows you to quickly sum the costs associated with each quarter of attendance at UCSB.
Monthly Budget Planner
This detailed budget planner allows you to compare your monthly income and expenses, including projected and actual amounts.
Estimated Financial Aid Offers
The UC Net Price Calculator provides an estimate of financial aid for full-time, first-time, degree-seeking undergraduate students only. Graduate students should contact our office or the graduate division directly for information.
Cash Course
CashCourse.org is brought to you by the National Endowment for Financial Education, an independent, nonprofit foundation committed to educating Americans on a broad range of financial topics and empowering them to make positive and sound decisions to reach their financial goals.