Glossary

UC Health Insurance Grant

All UCSB students are automatically enrolled in and charged for UC Health Insurance Plan (UCSHIP) unless they submit an approved insurance waiver with the UCSB Student Health Insurance Office. This grant helps cover the cost of UCSHIP for the academic year and the amount of this grant is dependent upon your financial need.

Students who waive out of UCSHIP will no longer be eligible to receive the Health Insurance Grant. The Office of Financial Aid and Scholarships will not consider any appeals from students who waive out. If you do waive out of UCSHIP, your total financial aid will still include the cost of the Gaucho Access Plan (GAP) in order to ensure students have adequate funding to sign up for that program.

If you currently have a Medi-Cal plan and choose to stay enrolled in UCSHIP (and not waive out), then UCSHIP will become your primary insurance and you will be responsible for the copays, coinsurance, and deductibles associated with the plan. In order to waive out of UCSHIP using Medi-Cal, you must be assigned to Santa Barbara County or have statewide Medi-Cal coverage.

For more detailed information about UCSHIP, waiving out, and GAP, please visit the UCSB Student Health Insurance Office website, or contact the UCSB Student Health Insurance Office at shsinsurance@sa.ucsb.edu.